The companies are only making the opportunity divide harder to close because they are targeting people that will never be able to pay back loans anytime soon so they are taking money that is already hard to make or come by. It’s unfair to low income earners because not all of them read the guidelines, statements, and consequences that come with loans and rentals so they don't understand why money is being taken out of their bank accounts or they are not receiving the money they are working for. to make it easier everybody that is low income and do find themselves in these terrible financial problems should be able to find out the resources they need by asking the company they took the loan from for some type of payment plan or something that will keep them on the right track so their income doesn't go down. The government also takes a big part because it should be a certain limit of loans and rentals etc. that people can have or use. It is harder for people with low income to come back on top of their financial situations so of course loan companies and other crooked companies will target low income earners because at the end of the day the companies know what they can and can't do to get money back from that person.

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